Membership

1. You become a shareholder: Every member is entitled to a minimum share capital contribution of N24,000 and a maximum of 20% of the co-op’s capital. Thus, every year you are entitled to share of our profit. Application form fees of N500 are charged, plus a Loan Management Training fees of N5,000 per member.

​2. You can open and operate a Savings Account: This is where you can save for the most important things that matters in making your future bright.

​3. You can be granted loans: Whether by the cooperative or its partners in the banking and development work sectors.

4. You will be regularly trained and informed: Your capacity will be built from a local player to an international level business person. We will do this with the help of Partnership for Enterprise Development.

5. You will enjoy our competitive programmes: Such as HOME (Housing Opportunities for the Mid-incomes and Employees), ELS (Education Loan Services), HELP (Household Equipment Leasing Programme), and many more to come.

6. Your Spouse and Children will benefit: Your spouse and children are free to attend any of our capacity building sessions without paying additional membership charges. We will open savings accounts for them and teach them financial education and entrepreneurship.

7. You will be a different person: Since we will support you through your journey to financial freedom and financial education. Your financial needs will be listened to and appropriate ways to solve them will be explored for you.